Did Your Insurance Agent Really Earn Your Renewal?

RoadKing Insurance Agency
Jan 7
2 min read

In the trucking industry, loyalty should never cost you money, coverage, or peace of mind.Yet every year, thousands of owner-operators and fleet owners renew their insurance out of habit — not because they’re truly satisfied.

So here’s the real question:

What did your agent actually do for you in the last 12 months?

Questions You Should Ask Before You Renew

If your policy is close to expiring, now is the perfect time to evaluate whether your agent truly represented you:

Did they review your coverage with you, or just send a renewal invoice?
Did they look for better options when rates increased?
Did they clearly explain deductibles, exclusions, and real-world risks?
Did they advocate for you during a claim or issue with the carrier?

If any of those answers are no, switching agents isn’t disloyal —👉 it’s a smart business decision.

My Policy Expires in 30 Days — Is It Too Late to Change?

Not at all. In fact, this is the best time.

Starting the process 30 days before expiration allows you to:

Compare real insurance options
Fix coverage gaps and policy errors
Work with an agent who actually understands trucking operations

Waiting until the last minute limits your options and usually costs you more. RoadKing Is More Than an Insurance Agent — We’re Your Partner

At RoadKing Insurance Agency, trucking isn’t a side market — it’s what we do every day.

✔️ Owner-operators & small fleets✔️ California & cross-border trucking✔️ Honest policy reviews — no surprises✔️ Real support before, during, and after claims

We don’t believe in automatic renewals.We believe in strategy, protection, and long-term partnerships.